Side-by-side · Q2 2026 data
Kemba Louisville Credit Union vs Metro Plus Credit Union
Credit union
Kemba Louisville Credit Union
Louisville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Kemba Louisville Credit Union | Metro Plus Credit Union |
|---|---|---|
| TellerScore | 65 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 9 | 87 (stronger) |
| Earnings | 44 (stronger) | 28 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 30th | 54th |
| Total assets | $59.3M | $50.9M |
| Deposits / shares | $46.3M | $43.3M |
| Capital ratio | 20.80% (stronger) | 13.12% |
| Problem loans | 2.72% | 0.40% (stronger) |
| Net charge-offs | 2.23% | 0.21% (stronger) |
| Return on assets | 0.60% (stronger) | 0.21% |
| Loans ÷ deposits | 25.5% (stronger) | 52.6% |
| Uninsured deposits | 4.1% (stronger) | 4.2% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Metro Plus Credit Union has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Kemba Louisville Credit Union leads on 4 and Metro Plus Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.