Side-by-side · Q2 2026 data
Kenmore N. Y. Teachers Federal Credit Union vs Morton Lane Federal Credit Union
Credit union
Kenmore N. Y. Teachers Federal Credit Union
Buffalo, New York · Under $100 million in assets
Metric by metric
| Measure | Kenmore N. Y. Teachers Federal Credit Union | Morton Lane Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 72 (stronger) |
| Capital cushion | 44 | 78 (stronger) |
| Loan quality | 71 (stronger) | 70 |
| Earnings | 45 (stronger) | 34 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 28th | 44th |
| Total assets | $69.5M | $62.8M |
| Deposits / shares | $63.7M | $54.7M |
| Capital ratio | 9.39% | 12.80% (stronger) |
| Problem loans | 0.87% (stronger) | 0.89% |
| Net charge-offs | 0.08% (stronger) | 0.16% |
| Return on assets | 0.63% (stronger) | 0.35% |
| Loans ÷ deposits | 39.6% (stronger) | 54.2% |
| Uninsured deposits | 2.4% (stronger) | 7.0% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Morton Lane Federal Credit Union has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Kenmore N. Y. Teachers Federal Credit Union leads on 5 and Morton Lane Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.