Side-by-side · Q2 2026 data
Kensington Bank vs Farmers State Bank of Hoffman
Metric by metric
| Measure | Kensington Bank | Farmers State Bank of Hoffman |
|---|---|---|
| TellerScore | 69 (stronger) | 67 |
| Capital cushion | 49 | 76 (stronger) |
| Loan quality | 81 (stronger) | 30 |
| Earnings | 72 (stronger) | 68 |
| Funding & liquidity | 68 | 94 (stronger) |
| Problem-loan coverage | 92 (stronger) | 85 |
| Peer percentile | 40th | 30th |
| Total assets | $446.7M | $36.9M |
| Deposits / shares | $376.2M | $32.7M |
| Capital ratio | 9.90% | 12.63% (stronger) |
| Problem loans | 0.58% (stronger) | 2.10% |
| Net charge-offs | 0.45% | 0.00% (stronger) |
| Return on assets | 1.30% (stronger) | 1.20% |
| Loans ÷ deposits | 90.7% | 47.2% (stronger) |
| Uninsured deposits | 16.9% (stronger) | 20.2% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | — |
Kensington Bank has the higher TellerScore (69 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Kensington Bank leads on 4 and Farmers State Bank of Hoffman on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.