Side-by-side · Q2 2026 data
Kensington Bank vs Lake Region Bank
Metric by metric
| Measure | Kensington Bank | Lake Region Bank |
|---|---|---|
| TellerScore | 69 | 84 (stronger) |
| Capital cushion | 49 | 54 (stronger) |
| Loan quality | 81 | 97 (stronger) |
| Earnings | 72 | 94 (stronger) |
| Funding & liquidity | 68 | 98 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 40th | 86th |
| Total assets | $446.7M | $153.0M |
| Deposits / shares | $376.2M | $139.1M |
| Capital ratio | 9.90% | 10.43% (stronger) |
| Problem loans | 0.58% | 0.09% (stronger) |
| Net charge-offs | 0.45% | -0.04% (stronger) |
| Return on assets | 1.30% | 1.85% (stronger) |
| Loans ÷ deposits | 90.7% | 53.8% (stronger) |
| Uninsured deposits | 16.9% | 16.6% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | — |
Lake Region Bank has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Kensington Bank leads on 0 and Lake Region Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.