Side-by-side · Q2 2026 data
Kensington Bank vs Lowry State Bank
Metric by metric
| Measure | Kensington Bank | Lowry State Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 39 |
| Capital cushion | 49 (stronger) | 46 |
| Loan quality | 81 (stronger) | 0 |
| Earnings | 72 (stronger) | 71 |
| Funding & liquidity | 68 (stronger) | 47 |
| Problem-loan coverage | 92 (stronger) | 44 |
| Peer percentile | 40th | 3rd |
| Total assets | $446.7M | $84.1M |
| Deposits / shares | $376.2M | $69.6M |
| Capital ratio | 9.90% (stronger) | 9.58% |
| Problem loans | 0.58% (stronger) | 3.18% |
| Net charge-offs | 0.45% | 0.30% (stronger) |
| Return on assets | 1.30% (stronger) | 1.28% |
| Loans ÷ deposits | 90.7% (stronger) | 109.6% |
| Uninsured deposits | 16.9% (stronger) | 18.4% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | — |
Kensington Bank has the higher TellerScore (69 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Kensington Bank leads on 6 and Lowry State Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.