Side-by-side · Q2 2026 data
Kensington Bank vs National Bank of Commerce
Metric by metric
| Measure | Kensington Bank | National Bank of Commerce |
|---|---|---|
| TellerScore | 69 | 70 (stronger) |
| Capital cushion | 49 (stronger) | 43 |
| Loan quality | 81 (stronger) | 79 |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 68 (stronger) | 53 |
| Problem-loan coverage | 92 (stronger) | 91 |
| Peer percentile | 40th | 58th |
| Total assets | $446.7M | $2.2B |
| Deposits / shares | $376.2M | $1.9B |
| Capital ratio | 9.90% (stronger) | 9.33% |
| Problem loans | 0.58% (stronger) | 0.64% |
| Net charge-offs | 0.45% | 0.05% (stronger) |
| Return on assets | 1.30% | 2.00% (stronger) |
| Loans ÷ deposits | 90.7% (stronger) | 92.0% |
| Uninsured deposits | 16.9% (stronger) | 29.1% |
| Offices | 6 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | 4.8% |
National Bank of Commerce has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Kensington Bank leads on 4 and National Bank of Commerce on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.