Side-by-side · Q2 2026 data
Kensington Bank vs Star Bank
Metric by metric
| Measure | Kensington Bank | Star Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 46 |
| Capital cushion | 49 (stronger) | 43 |
| Loan quality | 81 (stronger) | 31 |
| Earnings | 72 (stronger) | 41 |
| Funding & liquidity | 68 | 68 |
| Problem-loan coverage | 92 (stronger) | 67 |
| Peer percentile | 40th | 5th |
| Total assets | $446.7M | $445.8M |
| Deposits / shares | $376.2M | $384.6M |
| Capital ratio | 9.90% (stronger) | 9.29% |
| Problem loans | 0.58% (stronger) | 2.07% |
| Net charge-offs | 0.45% (stronger) | 1.78% |
| Return on assets | 1.30% (stronger) | 0.52% |
| Loans ÷ deposits | 90.7% (stronger) | 91.9% |
| Uninsured deposits | 16.9% | 10.9% (stronger) |
| Offices | 6 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | 5.4% |
Kensington Bank has the higher TellerScore (69 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Kensington Bank leads on 6 and Star Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.