Side-by-side · Q2 2026 data
Kensington Bank vs Vantage Bank
Metric by metric
| Measure | Kensington Bank | Vantage Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 49 (stronger) | 35 |
| Loan quality | 81 | 88 (stronger) |
| Earnings | 72 | 93 (stronger) |
| Funding & liquidity | 68 (stronger) | 50 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 40th | 33rd |
| Total assets | $446.7M | $85.0M |
| Deposits / shares | $376.2M | $75.4M |
| Capital ratio | 9.90% (stronger) | 8.47% |
| Problem loans | 0.58% | 0.35% (stronger) |
| Net charge-offs | 0.45% | 0.00% (stronger) |
| Return on assets | 1.30% | 1.84% (stronger) |
| Loans ÷ deposits | 90.7% (stronger) | 104.0% |
| Uninsured deposits | 16.9% (stronger) | 20.2% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | — |
Kensington Bank has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Kensington Bank leads on 4 and Vantage Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.