Side-by-side · Q2 2026 data
Kensington Bank vs Viking Bank, National Association
Metric by metric
| Measure | Kensington Bank | Viking Bank, National Association |
|---|---|---|
| TellerScore | 69 | 70 (stronger) |
| Capital cushion | 49 (stronger) | 42 |
| Loan quality | 81 | 82 (stronger) |
| Earnings | 72 | 89 (stronger) |
| Funding & liquidity | 68 | 70 (stronger) |
| Problem-loan coverage | 92 (stronger) | 85 |
| Peer percentile | 40th | 43rd |
| Total assets | $446.7M | $330.3M |
| Deposits / shares | $376.2M | $283.1M |
| Capital ratio | 9.90% (stronger) | 9.19% |
| Problem loans | 0.58% | 0.53% (stronger) |
| Net charge-offs | 0.45% | 0.00% (stronger) |
| Return on assets | 1.30% | 1.72% (stronger) |
| Loans ÷ deposits | 90.7% | 90.6% (stronger) |
| Uninsured deposits | 16.9% | 14.4% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | — |
Viking Bank, National Association has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Kensington Bank leads on 1 and Viking Bank, National Association on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.