Side-by-side · Q2 2026 data
Kentucky Farmers Bank Corporation vs Liberty Bank
Metric by metric
| Measure | Kentucky Farmers Bank Corporation | Liberty Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 82 |
| Capital cushion | 100 | 100 |
| Loan quality | 86 (stronger) | 74 |
| Earnings | 100 (stronger) | 47 |
| Funding & liquidity | 81 | 97 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 98th | 70th |
| Total assets | $328.5M | $55.7M |
| Deposits / shares | $276.1M | $46.2M |
| Capital ratio | 15.70% | 17.96% (stronger) |
| Problem loans | 0.43% (stronger) | 0.77% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 2.12% (stronger) | 0.69% |
| Loans ÷ deposits | 60.1% | 59.5% (stronger) |
| Uninsured deposits | 32.1% | 17.5% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kentucky Farmers Bank Corporation has the higher TellerScore (93 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Kentucky Farmers Bank Corporation leads on 3 and Liberty Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.