Side-by-side · Q2 2026 data
Kentucky Farmers Bank Corporation vs Metro Community Federal Credit Union
Credit union
Metro Community Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Kentucky Farmers Bank Corporation | Metro Community Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 51 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 86 (stronger) | 10 |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 68 |
| Peer percentile | 98th | 10th |
| Total assets | $328.5M | $51.7M |
| Deposits / shares | $276.1M | $46.2M |
| Capital ratio | 15.70% (stronger) | 9.67% |
| Problem loans | 0.43% (stronger) | 2.71% |
| Net charge-offs | 0.05% (stronger) | 0.31% |
| Return on assets | 2.12% (stronger) | 1.08% |
| Loans ÷ deposits | 60.1% | 57.1% (stronger) |
| Uninsured deposits | 32.1% | 10.2% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kentucky Farmers Bank Corporation has the higher TellerScore (93 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Kentucky Farmers Bank Corporation leads on 5 and Metro Community Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.