Side-by-side · Q2 2026 data
Kentucky Farmers Bank Corporation vs The First National Bank of Grayson
Metric by metric
| Measure | Kentucky Farmers Bank Corporation | The First National Bank of Grayson |
|---|---|---|
| TellerScore | 93 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 86 (stronger) | 68 |
| Earnings | 100 (stronger) | 93 |
| Funding & liquidity | 81 (stronger) | 73 |
| Problem-loan coverage | 97 (stronger) | 89 |
| Peer percentile | 98th | 75th |
| Total assets | $328.5M | $371.9M |
| Deposits / shares | $276.1M | $325.5M |
| Capital ratio | 15.70% (stronger) | 12.98% |
| Problem loans | 0.43% (stronger) | 0.96% |
| Net charge-offs | 0.05% | 0.03% (stronger) |
| Return on assets | 2.12% (stronger) | 1.84% |
| Loans ÷ deposits | 60.1% (stronger) | 72.9% |
| Uninsured deposits | 32.1% | 27.4% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.0% |
Kentucky Farmers Bank Corporation has the higher TellerScore (93 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Kentucky Farmers Bank Corporation leads on 5 and The First National Bank of Grayson on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.