Side-by-side · Q2 2026 data
Kentucky Farmers Bank Corporation vs United Southern Bank
Metric by metric
| Measure | Kentucky Farmers Bank Corporation | United Southern Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 86 | 88 (stronger) |
| Earnings | 100 (stronger) | 78 |
| Funding & liquidity | 81 (stronger) | 70 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 98th | 80th |
| Total assets | $328.5M | $353.7M |
| Deposits / shares | $276.1M | $308.3M |
| Capital ratio | 15.70% (stronger) | 12.66% |
| Problem loans | 0.43% | 0.37% (stronger) |
| Net charge-offs | 0.05% | -0.01% (stronger) |
| Return on assets | 2.12% (stronger) | 1.46% |
| Loans ÷ deposits | 60.1% (stronger) | 90.1% |
| Uninsured deposits | 32.1% | 12.4% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kentucky Farmers Bank Corporation has the higher TellerScore (93 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Kentucky Farmers Bank Corporation leads on 4 and United Southern Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.