Side-by-side · Q2 2026 data
Kerr County Federal Credit Union vs Naft Federal Credit Union
Metric by metric
| Measure | Kerr County Federal Credit Union | Naft Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 93 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 61 | 83 (stronger) |
| Earnings | 52 | 89 (stronger) |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 82 | 97 (stronger) |
| Peer percentile | 41st | 97th |
| Total assets | $156.2M | $162.3M |
| Deposits / shares | $136.3M | $135.7M |
| Capital ratio | 12.14% | 16.44% (stronger) |
| Problem loans | 1.17% | 0.50% (stronger) |
| Net charge-offs | 1.52% | 0.24% (stronger) |
| Return on assets | 0.80% | 1.73% (stronger) |
| Loans ÷ deposits | 84.6% | 51.3% (stronger) |
| Uninsured deposits | 7.3% | 1.3% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Naft Federal Credit Union has the higher TellerScore (93 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Kerr County Federal Credit Union leads on 0 and Naft Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.