Side-by-side · Q2 2026 data
Kinetic Federal Credit Union vs Membersfirst Credit Union
Metric by metric
| Measure | Kinetic Federal Credit Union | Membersfirst Credit Union |
|---|---|---|
| TellerScore | 66 | 76 (stronger) |
| Capital cushion | 91 (stronger) | 67 |
| Loan quality | 48 | 93 (stronger) |
| Earnings | 32 | 52 (stronger) |
| Funding & liquidity | 82 | 82 |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 37th | 68th |
| Total assets | $664.6M | $429.0M |
| Deposits / shares | $569.5M | $376.8M |
| Capital ratio | 14.08% (stronger) | 11.73% |
| Problem loans | 1.55% | 0.20% (stronger) |
| Net charge-offs | 1.14% | 0.25% (stronger) |
| Return on assets | 0.31% | 0.80% (stronger) |
| Loans ÷ deposits | 78.3% | 78.0% (stronger) |
| Uninsured deposits | 7.5% | 3.7% (stronger) |
| Offices | 6 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.5% | — |
Membersfirst Credit Union has the higher TellerScore (76 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Kinetic Federal Credit Union leads on 1 and Membersfirst Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.