Side-by-side · Q2 2026 data
Kinetic Federal Credit Union vs The Bridgeway Federal Credit Union
Credit union
The Bridgeway Federal Credit Union
Phenix City, Alabama · Under $100 million in assets
Metric by metric
| Measure | Kinetic Federal Credit Union | The Bridgeway Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 72 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 48 | 66 (stronger) |
| Earnings | 32 (stronger) | 29 |
| Funding & liquidity | 82 (stronger) | 72 |
| Problem-loan coverage | 84 | 91 (stronger) |
| Peer percentile | 37th | 44th |
| Total assets | $664.6M | $62.3M |
| Deposits / shares | $569.5M | $51.1M |
| Capital ratio | 14.08% | 16.27% (stronger) |
| Problem loans | 1.55% | 1.01% (stronger) |
| Net charge-offs | 1.14% | 0.78% (stronger) |
| Return on assets | 0.31% (stronger) | 0.24% |
| Loans ÷ deposits | 78.3% (stronger) | 88.5% |
| Uninsured deposits | 7.5% | 4.3% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.5% | — |
The Bridgeway Federal Credit Union has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Kinetic Federal Credit Union leads on 2 and The Bridgeway Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.