Side-by-side · Q2 2026 data
Kings Federal Credit Union vs Mission City Federal Credit Union
Credit union
Mission City Federal Credit Union
Santa Clara, California · $100 million – $1 billion
Metric by metric
| Measure | Kings Federal Credit Union | Mission City Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 33 |
| Loan quality | 79 | 94 (stronger) |
| Earnings | 60 (stronger) | 42 |
| Funding & liquidity | 96 (stronger) | 72 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 89th | 26th |
| Total assets | $162.5M | $171.7M |
| Deposits / shares | $136.4M | $139.1M |
| Capital ratio | 15.97% (stronger) | 8.29% |
| Problem loans | 0.64% | 0.17% (stronger) |
| Net charge-offs | 0.24% (stronger) | 0.38% |
| Return on assets | 0.99% (stronger) | 0.56% |
| Loans ÷ deposits | 64.2% (stronger) | 88.0% |
| Uninsured deposits | 5.4% (stronger) | 15.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Kings Federal Credit Union has the higher TellerScore (86 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Kings Federal Credit Union leads on 6 and Mission City Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.