Side-by-side · Q2 2026 data
Kingston National Bank vs The Vinton County National Bank
Metric by metric
| Measure | Kingston National Bank | The Vinton County National Bank |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 42 | 55 (stronger) |
| Loan quality | 91 | 91 |
| Earnings | 54 | 72 (stronger) |
| Funding & liquidity | 66 (stronger) | 62 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 31st | 70th |
| Total assets | $586.3M | $1.6B |
| Deposits / shares | $536.2M | $1.4B |
| Capital ratio | 9.21% | 10.49% (stronger) |
| Problem loans | 0.27% | 0.27% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.09% |
| Return on assets | 0.84% | 1.29% (stronger) |
| Loans ÷ deposits | 74.5% (stronger) | 80.4% |
| Uninsured deposits | 33.2% | 30.9% (stronger) |
| Offices | 6 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.1% | 14.8% |
The Vinton County National Bank has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Kingston National Bank leads on 2 and The Vinton County National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.