Side-by-side · Q2 2026 data
Kingston National Bank vs Union Savings Bank
Metric by metric
| Measure | Kingston National Bank | Union Savings Bank |
|---|---|---|
| TellerScore | 66 | 74 (stronger) |
| Capital cushion | 42 | 55 (stronger) |
| Loan quality | 91 (stronger) | 77 |
| Earnings | 54 | 100 (stronger) |
| Funding & liquidity | 66 (stronger) | 61 |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 31st | 74th |
| Total assets | $586.3M | $4.0B |
| Deposits / shares | $536.2M | $3.5B |
| Capital ratio | 9.21% | 10.51% (stronger) |
| Problem loans | 0.27% (stronger) | 0.70% |
| Net charge-offs | -0.01% (stronger) | -0.01% |
| Return on assets | 0.84% | 2.01% (stronger) |
| Loans ÷ deposits | 74.5% (stronger) | 99.7% |
| Uninsured deposits | 33.2% | 13.4% (stronger) |
| Offices | 6 | 39 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.1% | 5.3% |
Union Savings Bank has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Kingston National Bank leads on 3 and Union Savings Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.