Side-by-side · Q2 2026 data
Kingstree Federal Savings and Loan Association vs Georgetown Kraft Credit Union
Bank
Kingstree Federal Savings and Loan Association
Kingstree, South Carolina · Under $100 million in assets
Credit union
Georgetown Kraft Credit Union
Georgetown, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Kingstree Federal Savings and Loan Association | Georgetown Kraft Credit Union |
|---|---|---|
| TellerScore | 44 | 87 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 16 | 68 (stronger) |
| Earnings | 0 | 84 (stronger) |
| Funding & liquidity | 75 | 90 (stronger) |
| Problem-loan coverage | 73 | 94 (stronger) |
| Peer percentile | 6th | 91st |
| Total assets | $39.3M | $191.9M |
| Deposits / shares | $33.9M | $155.4M |
| Capital ratio | 12.08% | 18.67% (stronger) |
| Problem loans | 2.53% | 0.95% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.87% |
| Return on assets | -0.61% | 1.59% (stronger) |
| Loans ÷ deposits | 85.1% | 70.5% (stronger) |
| Uninsured deposits | 10.8% | 3.0% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Georgetown Kraft Credit Union has the higher TellerScore (87 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Kingstree Federal Savings and Loan Association leads on 1 and Georgetown Kraft Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Kingstree, SC