Side-by-side · Q2 2026 data
Kinmundy Bank vs The Peoples State Bank of Newton, Illinois
Metric by metric
| Measure | Kinmundy Bank | The Peoples State Bank of Newton, Illinois |
|---|---|---|
| TellerScore | 85 (stronger) | 81 |
| Capital cushion | 80 | 85 (stronger) |
| Loan quality | 78 | 82 (stronger) |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 79 (stronger) | 64 |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 78th | 80th |
| Total assets | $80.1M | $736.7M |
| Deposits / shares | $69.0M | $577.9M |
| Capital ratio | 13.04% | 13.52% (stronger) |
| Problem loans | 0.67% | 0.54% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 2.14% (stronger) | 1.48% |
| Loans ÷ deposits | 73.1% (stronger) | 85.5% |
| Uninsured deposits | 22.5% (stronger) | 24.6% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.3% |
Kinmundy Bank has the higher TellerScore (85 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Kinmundy Bank leads on 4 and The Peoples State Bank of Newton, Illinois on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.