Side-by-side · Q2 2026 data
Kirkpatrick Bank vs Grand Savings Bank
Metric by metric
| Measure | Kirkpatrick Bank | Grand Savings Bank |
|---|---|---|
| TellerScore | 79 | 80 (stronger) |
| Capital cushion | 57 | 70 (stronger) |
| Loan quality | 100 (stronger) | 79 |
| Earnings | 86 | 100 (stronger) |
| Funding & liquidity | 66 (stronger) | 64 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 88th | 90th |
| Total assets | $1.0B | $1.0B |
| Deposits / shares | $890.2M | $897.8M |
| Capital ratio | 10.67% | 11.97% (stronger) |
| Problem loans | 0.00% (stronger) | 0.63% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.66% | 2.19% (stronger) |
| Loans ÷ deposits | 77.5% (stronger) | 92.7% |
| Uninsured deposits | 30.2% | 18.4% (stronger) |
| Offices | 5 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 7.9% |
Grand Savings Bank has the higher TellerScore (80 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Kirkpatrick Bank leads on 2 and Grand Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.