Side-by-side · Q2 2026 data
Kirkpatrick Bank vs Integrity Bank & Trust
Metric by metric
| Measure | Kirkpatrick Bank | Integrity Bank & Trust |
|---|---|---|
| TellerScore | 79 (stronger) | 62 |
| Capital cushion | 57 (stronger) | 41 |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 86 (stronger) | 56 |
| Funding & liquidity | 66 (stronger) | 61 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 88th | 22nd |
| Total assets | $1.0B | $459.6M |
| Deposits / shares | $890.2M | $372.6M |
| Capital ratio | 10.67% (stronger) | 9.11% |
| Problem loans | 0.00% (stronger) | 0.54% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 1.66% (stronger) | 0.91% |
| Loans ÷ deposits | 77.5% (stronger) | 92.6% |
| Uninsured deposits | 30.2% | 21.5% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 2.1% |
Kirkpatrick Bank has the higher TellerScore (79 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Kirkpatrick Bank leads on 6 and Integrity Bank & Trust on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.