Side-by-side · Q2 2026 data
Kirkpatrick Bank vs Oklahoma Federal Credit Union
Credit union
Oklahoma Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Kirkpatrick Bank | Oklahoma Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 91 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 86 | 87 (stronger) |
| Funding & liquidity | 66 | 74 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 88th | 96th |
| Total assets | $1.0B | $198.9M |
| Deposits / shares | $890.2M | $159.2M |
| Capital ratio | 10.67% | 20.23% (stronger) |
| Problem loans | 0.00% (stronger) | 0.24% |
| Net charge-offs | 0.00% (stronger) | 0.63% |
| Return on assets | 1.66% | 1.66% (stronger) |
| Loans ÷ deposits | 77.5% (stronger) | 78.8% |
| Uninsured deposits | 30.2% | 21.4% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 0.0% |
Oklahoma Federal Credit Union has the higher TellerScore (91 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Kirkpatrick Bank leads on 3 and Oklahoma Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.