Side-by-side · Q2 2026 data
Kirkwood Bank & Trust Co. vs Starion Bank
Metric by metric
| Measure | Kirkwood Bank & Trust Co. | Starion Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 56 |
| Capital cushion | 49 (stronger) | 44 |
| Loan quality | 100 (stronger) | 52 |
| Earnings | 90 (stronger) | 66 |
| Funding & liquidity | 82 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 81 |
| Peer percentile | 77th | 15th |
| Total assets | $351.3M | $2.1B |
| Deposits / shares | $312.6M | $1.8B |
| Capital ratio | 9.91% (stronger) | 9.45% |
| Problem loans | 0.00% (stronger) | 1.45% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.75% (stronger) | 1.14% |
| Loans ÷ deposits | 71.1% | 69.4% (stronger) |
| Uninsured deposits | 21.9% (stronger) | 44.6% |
| Offices | 4 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | 3.1% |
Kirkwood Bank & Trust Co. has the higher TellerScore (80 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Kirkwood Bank & Trust Co. leads on 5 and Starion Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.