Side-by-side · Q2 2026 data
Kish Bank vs Pennsylvania Central Federal Credit Union
Credit union
Pennsylvania Central Federal Credit Union
Harrisburg, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Kish Bank | Pennsylvania Central Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 70 (stronger) |
| Capital cushion | 39 | 56 (stronger) |
| Loan quality | 81 (stronger) | 79 |
| Earnings | 67 (stronger) | 52 |
| Funding & liquidity | 27 | 93 (stronger) |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 17th | 51st |
| Total assets | $2.1B | $138.9M |
| Deposits / shares | $1.5B | $123.9M |
| Capital ratio | 8.92% | 10.56% (stronger) |
| Problem loans | 0.57% (stronger) | 0.63% |
| Net charge-offs | 0.03% (stronger) | 0.58% |
| Return on assets | 1.18% (stronger) | 0.81% |
| Loans ÷ deposits | 116.5% | 67.5% (stronger) |
| Uninsured deposits | 35.6% | 5.8% (stronger) |
| Offices | 17 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
Pennsylvania Central Federal Credit Union has the higher TellerScore (70 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Kish Bank leads on 3 and Pennsylvania Central Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.