Side-by-side · Q2 2026 data
Kleberg Bank, N.A. vs Pilgrim Bank
Metric by metric
| Measure | Kleberg Bank, N.A. | Pilgrim Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 45 | 52 (stronger) |
| Loan quality | 97 (stronger) | 95 |
| Earnings | 68 (stronger) | 43 |
| Funding & liquidity | 57 | 68 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 43rd | 37th |
| Total assets | $736.8M | $714.6M |
| Deposits / shares | $655.5M | $578.4M |
| Capital ratio | 9.45% | 10.21% (stronger) |
| Problem loans | 0.10% (stronger) | 0.15% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.20% (stronger) | 0.58% |
| Loans ÷ deposits | 77.2% (stronger) | 79.7% |
| Uninsured deposits | 38.7% | 26.2% (stronger) |
| Offices | 4 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 11.2% |
Kleberg Bank, N.A. has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Kleberg Bank, N.A. leads on 4 and Pilgrim Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.