Side-by-side · Q2 2026 data
KodaBank vs Dakota Heritage Bank
Metric by metric
| Measure | KodaBank | Dakota Heritage Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 63 |
| Capital cushion | 53 (stronger) | 48 |
| Loan quality | 90 (stronger) | 46 |
| Earnings | 87 | 98 (stronger) |
| Funding & liquidity | 63 | 66 (stronger) |
| Problem-loan coverage | 96 (stronger) | 74 |
| Peer percentile | 61st | 24th |
| Total assets | $559.8M | $416.8M |
| Deposits / shares | $483.0M | $366.8M |
| Capital ratio | 10.28% (stronger) | 9.83% |
| Problem loans | 0.30% (stronger) | 1.62% |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 1.69% | 1.96% (stronger) |
| Loans ÷ deposits | 88.2% (stronger) | 93.4% |
| Uninsured deposits | 23.6% | 15.6% (stronger) |
| Offices | 12 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 3.1% |
KodaBank has the higher TellerScore (75 vs 63). On the 7 directional measures above (where higher or lower is clearly better), KodaBank leads on 5 and Dakota Heritage Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.