Side-by-side · Q2 2026 data
KodaBank vs First United Bank
Metric by metric
| Measure | KodaBank | First United Bank |
|---|---|---|
| TellerScore | 75 | 78 (stronger) |
| Capital cushion | 53 (stronger) | 51 |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 87 | 87 |
| Funding & liquidity | 63 | 71 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 61st | 72nd |
| Total assets | $559.8M | $810.8M |
| Deposits / shares | $483.0M | $702.1M |
| Capital ratio | 10.28% (stronger) | 10.13% |
| Problem loans | 0.30% | 0.01% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.69% (stronger) | 1.66% |
| Loans ÷ deposits | 88.2% | 81.9% (stronger) |
| Uninsured deposits | 23.6% | 21.6% (stronger) |
| Offices | 12 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 3.2% |
First United Bank has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), KodaBank leads on 3 and First United Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cavalier, ND
- Fargo, ND