Side-by-side · Q2 2026 data
KodaBank vs Unison Bank
Metric by metric
| Measure | KodaBank | Unison Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 67 |
| Capital cushion | 53 (stronger) | 50 |
| Loan quality | 90 (stronger) | 85 |
| Earnings | 87 (stronger) | 71 |
| Funding & liquidity | 63 (stronger) | 51 |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 61st | 34th |
| Total assets | $559.8M | $596.9M |
| Deposits / shares | $483.0M | $499.1M |
| Capital ratio | 10.28% (stronger) | 10.02% |
| Problem loans | 0.30% (stronger) | 0.44% |
| Net charge-offs | -0.00% (stronger) | 0.24% |
| Return on assets | 1.69% (stronger) | 1.29% |
| Loans ÷ deposits | 88.2% (stronger) | 88.7% |
| Uninsured deposits | 23.6% (stronger) | 33.6% |
| Offices | 12 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
KodaBank has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), KodaBank leads on 7 and Unison Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.