Side-by-side · Q2 2026 data
Kress National Bank vs Plains Federal Credit Union
Metric by metric
| Measure | Kress National Bank | Plains Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 80 (stronger) |
| Capital cushion | 46 | 95 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 72 (stronger) | 22 |
| Funding & liquidity | 87 (stronger) | 85 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 56th | 65th |
| Total assets | $63.7M | $4.0M |
| Deposits / shares | $57.5M | $3.4M |
| Capital ratio | 9.64% | 14.50% (stronger) |
| Problem loans | 0.00% (stronger) | 0.09% |
| Net charge-offs | -0.24% (stronger) | 0.00% |
| Return on assets | 1.30% (stronger) | 0.05% |
| Loans ÷ deposits | 25.8% (stronger) | 75.3% |
| Uninsured deposits | 27.0% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Plains Federal Credit Union has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Kress National Bank leads on 4 and Plains Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.