Side-by-side · Q2 2026 data
KS Bank, Inc. vs Providence Bank
Metric by metric
| Measure | KS Bank, Inc. | Providence Bank |
|---|---|---|
| TellerScore | 69 | 82 (stronger) |
| Capital cushion | 40 | 72 (stronger) |
| Loan quality | 96 | 96 |
| Earnings | 73 | 92 (stronger) |
| Funding & liquidity | 56 | 56 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 40th | 93rd |
| Total assets | $874.5M | $1.5B |
| Deposits / shares | $785.2M | $1.3B |
| Capital ratio | 9.01% | 12.21% (stronger) |
| Problem loans | 0.12% (stronger) | 0.12% |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.33% | 1.80% (stronger) |
| Loans ÷ deposits | 91.0% (stronger) | 96.6% |
| Uninsured deposits | 27.3% | 21.5% (stronger) |
| Offices | 13 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | 5.6% |
Providence Bank has the higher TellerScore (82 vs 69). On the 7 directional measures above (where higher or lower is clearly better), KS Bank, Inc. leads on 2 and Providence Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.