Side-by-side · Q2 2026 data
Ksw Federal Credit Union vs Franklin-Somerset Federal Credit Union
Metric by metric
| Measure | Ksw Federal Credit Union | Franklin-Somerset Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 81 |
| Capital cushion | 96 (stronger) | 79 |
| Loan quality | 66 | 75 (stronger) |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 87th | 80th |
| Total assets | $122.2M | $149.3M |
| Deposits / shares | $104.5M | $129.3M |
| Capital ratio | 14.59% (stronger) | 12.92% |
| Problem loans | 1.02% | 0.75% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.40% |
| Return on assets | 2.08% (stronger) | 1.20% |
| Loans ÷ deposits | 89.1% | 50.6% (stronger) |
| Uninsured deposits | 8.9% | 5.1% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ksw Federal Credit Union has the higher TellerScore (85 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Ksw Federal Credit Union leads on 4 and Franklin-Somerset Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.