Side-by-side · Q2 2026 data
L G & W Federal Credit Union vs Southern Security Federal Credit Union
Credit union
Southern Security Federal Credit Union
Collierville, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | L G & W Federal Credit Union | Southern Security Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 51 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 89 (stronger) | 43 |
| Earnings | 72 (stronger) | 27 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 99 (stronger) | 74 |
| Peer percentile | 97th | 7th |
| Total assets | $115.1M | $251.9M |
| Deposits / shares | $91.0M | $226.2M |
| Capital ratio | 21.71% (stronger) | 10.11% |
| Problem loans | 0.32% (stronger) | 1.72% |
| Net charge-offs | 0.71% | 0.39% (stronger) |
| Return on assets | 1.30% (stronger) | 0.17% |
| Loans ÷ deposits | 34.9% (stronger) | 80.6% |
| Uninsured deposits | 7.2% | 5.9% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
L G & W Federal Credit Union has the higher TellerScore (92 vs 51). On the 7 directional measures above (where higher or lower is clearly better), L G & W Federal Credit Union leads on 5 and Southern Security Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.