TellerScore

Side-by-side · Q2 2026 data

L G & W Federal Credit Union vs Ups Employees Credit Union

Credit union

L G & W Federal Credit Union

Memphis, Tennessee · $100 million – $1 billion

92of 100
Very strong

Credit union

Ups Employees Credit Union

Memphis, Tennessee · Under $100 million in assets

90of 100
Very strong

Metric by metric

MeasureL G & W Federal Credit UnionUps Employees Credit Union
TellerScore92 (stronger)90
Capital cushion100100
Loan quality89 (stronger)81
Earnings72100 (stronger)
Funding & liquidity100 (stronger)70
Problem-loan coverage99 (stronger)97
Peer percentile97th89th
Total assets$115.1M$44.9M
Deposits / shares$91.0M$33.5M
Capital ratio21.71%23.95% (stronger)
Problem loans0.32% (stronger)0.57%
Net charge-offs0.71%0.10% (stronger)
Return on assets1.30%2.46% (stronger)
Loans ÷ deposits34.9% (stronger)90.6%
Uninsured deposits7.2%2.9% (stronger)
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

L G & W Federal Credit Union has the higher TellerScore (92 vs 90). On the 7 directional measures above (where higher or lower is clearly better), L G & W Federal Credit Union leads on 3 and Ups Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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