Side-by-side · Q2 2026 data
La Salle State Bank vs North Central Bank
Metric by metric
| Measure | La Salle State Bank | North Central Bank |
|---|---|---|
| TellerScore | 68 | 82 (stronger) |
| Capital cushion | 39 | 73 (stronger) |
| Loan quality | 95 (stronger) | 91 |
| Earnings | 42 | 73 (stronger) |
| Funding & liquidity | 95 (stronger) | 86 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 37th | 82nd |
| Total assets | $183.2M | $165.9M |
| Deposits / shares | $155.9M | $144.7M |
| Capital ratio | 8.91% | 12.26% (stronger) |
| Problem loans | 0.16% (stronger) | 0.26% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.56% | 1.33% (stronger) |
| Loans ÷ deposits | 54.3% (stronger) | 58.5% |
| Uninsured deposits | 19.4% (stronger) | 27.6% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Central Bank has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), La Salle State Bank leads on 3 and North Central Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.