Side-by-side · Q2 2026 data
Ladysmith Federal Savings and Loan Association vs CCFBank National Association
Bank
Ladysmith Federal Savings and Loan Association
Ladysmith, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Ladysmith Federal Savings and Loan Association | CCFBank National Association |
|---|---|---|
| TellerScore | 45 | 50 (stronger) |
| Capital cushion | 42 | 62 (stronger) |
| Loan quality | 32 (stronger) | 24 |
| Earnings | 43 | 49 (stronger) |
| Funding & liquidity | 60 (stronger) | 57 |
| Problem-loan coverage | 64 | 73 (stronger) |
| Peer percentile | 6th | 7th |
| Total assets | $93.2M | $1.8B |
| Deposits / shares | $72.3M | $1.6B |
| Capital ratio | 9.18% | 11.21% (stronger) |
| Problem loans | 2.03% (stronger) | 2.28% |
| Net charge-offs | 0.09% (stronger) | 0.24% |
| Return on assets | 0.57% | 0.74% (stronger) |
| Loans ÷ deposits | 99.9% | 86.0% (stronger) |
| Uninsured deposits | 4.6% (stronger) | 30.4% |
| Offices | 1 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.4% |
CCFBank National Association has the higher TellerScore (50 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Ladysmith Federal Savings and Loan Association leads on 3 and CCFBank National Association on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ladysmith, WI