Side-by-side · Q2 2026 data
Lafayette State Bank vs Campus USA Credit Union
Metric by metric
| Measure | Lafayette State Bank | Campus USA Credit Union |
|---|---|---|
| TellerScore | 74 | 76 (stronger) |
| Capital cushion | 49 | 73 (stronger) |
| Loan quality | 98 (stronger) | 87 |
| Earnings | 65 | 70 (stronger) |
| Funding & liquidity | 85 (stronger) | 61 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 57th | 79th |
| Total assets | $252.2M | $4.0B |
| Deposits / shares | $229.0M | $3.4B |
| Capital ratio | 9.86% | 12.25% (stronger) |
| Problem loans | 0.06% (stronger) | 0.38% |
| Net charge-offs | -0.17% (stronger) | 0.38% |
| Return on assets | 1.13% | 1.26% (stronger) |
| Loans ÷ deposits | 72.3% (stronger) | 98.3% |
| Uninsured deposits | 17.8% | 15.4% (stronger) |
| Offices | 4 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.6% | 10.5% |
Campus USA Credit Union has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Lafayette State Bank leads on 3 and Campus USA Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.