Side-by-side · Q2 2026 data
Lake Central Bank vs BankVista
Metric by metric
| Measure | Lake Central Bank | BankVista |
|---|---|---|
| TellerScore | 86 (stronger) | 46 |
| Capital cushion | 62 (stronger) | 49 |
| Loan quality | 99 (stronger) | 26 |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 81 (stronger) | 32 |
| Problem-loan coverage | 100 (stronger) | 64 |
| Peer percentile | 90th | 5th |
| Total assets | $291.3M | $651.1M |
| Deposits / shares | $257.3M | $540.6M |
| Capital ratio | 11.15% (stronger) | 9.93% |
| Problem loans | 0.04% (stronger) | 2.21% |
| Net charge-offs | 0.00% (stronger) | 0.47% |
| Return on assets | 2.39% (stronger) | 1.24% |
| Loans ÷ deposits | 71.4% (stronger) | 107.5% |
| Uninsured deposits | 22.0% (stronger) | 34.1% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | — |
Lake Central Bank has the higher TellerScore (86 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Lake Central Bank leads on 7 and BankVista on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.