Side-by-side · Q2 2026 data
Lake Central Bank vs Falcon National Bank
Metric by metric
| Measure | Lake Central Bank | Falcon National Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 62 |
| Capital cushion | 62 (stronger) | 52 |
| Loan quality | 99 (stronger) | 65 |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 81 (stronger) | 51 |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 90th | 22nd |
| Total assets | $291.3M | $872.3M |
| Deposits / shares | $257.3M | $768.7M |
| Capital ratio | 11.15% (stronger) | 10.24% |
| Problem loans | 0.04% (stronger) | 1.04% |
| Net charge-offs | 0.00% (stronger) | 0.61% |
| Return on assets | 2.39% (stronger) | 1.20% |
| Loans ÷ deposits | 71.4% (stronger) | 95.2% |
| Uninsured deposits | 22.0% (stronger) | 27.8% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 12.7% |
Lake Central Bank has the higher TellerScore (86 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Lake Central Bank leads on 7 and Falcon National Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.