Side-by-side · Q2 2026 data
Lake Chem Community Federal Credit Union vs Greater Kentucky CU, Inc. Credit Union
Credit union
Lake Chem Community Federal Credit Union
Benton, Kentucky · Under $100 million in assets
Credit union
Greater Kentucky CU, Inc. Credit Union
Lexington, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Lake Chem Community Federal Credit Union | Greater Kentucky CU, Inc. Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 65 |
| Capital cushion | 51 | 67 (stronger) |
| Loan quality | 85 (stronger) | 75 |
| Earnings | 45 (stronger) | 27 |
| Funding & liquidity | 76 (stronger) | 75 |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 32nd | 30th |
| Total assets | $95.9M | $86.5M |
| Deposits / shares | $86.0M | $75.8M |
| Capital ratio | 10.07% | 11.74% (stronger) |
| Problem loans | 0.46% (stronger) | 0.76% |
| Net charge-offs | 0.40% | 0.28% (stronger) |
| Return on assets | 0.62% (stronger) | 0.17% |
| Loans ÷ deposits | 84.7% (stronger) | 84.9% |
| Uninsured deposits | 7.3% (stronger) | 12.8% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lake Chem Community Federal Credit Union has the higher TellerScore (66 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Lake Chem Community Federal Credit Union leads on 5 and Greater Kentucky CU, Inc. Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.