Side-by-side · Q2 2026 data
Lake City Bank vs Everence Trust Company
Metric by metric
| Measure | Lake City Bank | Everence Trust Company |
|---|---|---|
| TellerScore | 73 | 94 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 86 | 100 (stronger) |
| Funding & liquidity | 26 | 61 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 70th | 96th |
| Total assets | $7.2B | $16.2M |
| Deposits / shares | $6.3B | $500K |
| Capital ratio | 11.89% | 96.81% (stronger) |
| Problem loans | 0.36% | 0.00% (stronger) |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.66% | 19.63% (stronger) |
| Loans ÷ deposits | 86.9% | 0.0% (stronger) |
| Uninsured deposits | 57.6% | 50.0% (stronger) |
| Offices | 55 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.4% | — |
Everence Trust Company has the higher TellerScore (94 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Lake City Bank leads on 0 and Everence Trust Company on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.