Side-by-side · Q2 2026 data
Lake Huron Credit Union vs Limestone Financial Credit Union
Credit union
Limestone Financial Credit Union
Manistique, Michigan · Under $100 million in assets
Metric by metric
| Measure | Lake Huron Credit Union | Limestone Financial Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 65 |
| Capital cushion | 98 (stronger) | 57 |
| Loan quality | 58 | 82 (stronger) |
| Earnings | 57 (stronger) | 40 |
| Funding & liquidity | 66 | 71 (stronger) |
| Problem-loan coverage | 87 | 92 (stronger) |
| Peer percentile | 49th | 30th |
| Total assets | $81.5M | $83.1M |
| Deposits / shares | $66.9M | $73.1M |
| Capital ratio | 14.80% (stronger) | 10.73% |
| Problem loans | 1.25% | 0.55% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.35% |
| Return on assets | 0.92% (stronger) | 0.51% |
| Loans ÷ deposits | 94.6% | 89.4% (stronger) |
| Uninsured deposits | 5.3% | 5.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 56.5% | — |
Lake Huron Credit Union has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Lake Huron Credit Union leads on 4 and Limestone Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.