Side-by-side · Q2 2026 data
Lake Huron Credit Union vs South Central Credit Union
Metric by metric
| Measure | Lake Huron Credit Union | South Central Credit Union |
|---|---|---|
| TellerScore | 74 | 78 (stronger) |
| Capital cushion | 98 (stronger) | 92 |
| Loan quality | 58 | 81 (stronger) |
| Earnings | 57 (stronger) | 26 |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 87 | 96 (stronger) |
| Peer percentile | 49th | 59th |
| Total assets | $81.5M | $84.6M |
| Deposits / shares | $66.9M | $72.0M |
| Capital ratio | 14.80% (stronger) | 14.20% |
| Problem loans | 1.25% | 0.56% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.46% |
| Return on assets | 0.92% (stronger) | 0.16% |
| Loans ÷ deposits | 94.6% | 55.8% (stronger) |
| Uninsured deposits | 5.3% | 4.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 56.5% | — |
South Central Credit Union has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Lake Huron Credit Union leads on 3 and South Central Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.