Side-by-side · Q2 2026 data
Lake Huron Credit Union vs Thornapple Credit Union
Metric by metric
| Measure | Lake Huron Credit Union | Thornapple Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 68 |
| Capital cushion | 98 (stronger) | 48 |
| Loan quality | 58 | 80 (stronger) |
| Earnings | 57 | 66 (stronger) |
| Funding & liquidity | 66 | 74 (stronger) |
| Problem-loan coverage | 87 | 90 (stronger) |
| Peer percentile | 49th | 36th |
| Total assets | $81.5M | $79.2M |
| Deposits / shares | $66.9M | $70.5M |
| Capital ratio | 14.80% (stronger) | 9.81% |
| Problem loans | 1.25% | 0.59% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.21% |
| Return on assets | 0.92% | 1.14% (stronger) |
| Loans ÷ deposits | 94.6% | 86.4% (stronger) |
| Uninsured deposits | 5.3% | 3.9% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 56.5% | — |
Lake Huron Credit Union has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Lake Huron Credit Union leads on 3 and Thornapple Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.