Side-by-side · Q2 2026 data
Lake Huron Credit Union vs Wexford Community Credit Union
Credit union
Wexford Community Credit Union
Cadillac, Michigan · Under $100 million in assets
Metric by metric
| Measure | Lake Huron Credit Union | Wexford Community Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 54 |
| Capital cushion | 98 (stronger) | 36 |
| Loan quality | 58 | 73 (stronger) |
| Earnings | 57 (stronger) | 3 |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 87 | 91 (stronger) |
| Peer percentile | 49th | 13th |
| Total assets | $81.5M | $88.8M |
| Deposits / shares | $66.9M | $81.2M |
| Capital ratio | 14.80% (stronger) | 8.57% |
| Problem loans | 1.25% | 0.81% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.49% |
| Return on assets | 0.92% (stronger) | -0.44% |
| Loans ÷ deposits | 94.6% | 52.3% (stronger) |
| Uninsured deposits | 5.3% | 0.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 56.5% | — |
Lake Huron Credit Union has the higher TellerScore (74 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Lake Huron Credit Union leads on 4 and Wexford Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.