Side-by-side · Q2 2026 data
Lake Region Bank vs Bonanza Valley State Bank
Metric by metric
| Measure | Lake Region Bank | Bonanza Valley State Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 68 |
| Capital cushion | 54 (stronger) | 47 |
| Loan quality | 97 | 98 (stronger) |
| Earnings | 94 (stronger) | 68 |
| Funding & liquidity | 98 (stronger) | 42 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 86th | 33rd |
| Total assets | $153.0M | $74.8M |
| Deposits / shares | $139.1M | $59.5M |
| Capital ratio | 10.43% (stronger) | 9.73% |
| Problem loans | 0.09% | 0.06% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.01% |
| Return on assets | 1.85% (stronger) | 1.20% |
| Loans ÷ deposits | 53.8% (stronger) | 106.7% |
| Uninsured deposits | 16.6% (stronger) | 25.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lake Region Bank has the higher TellerScore (84 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Lake Region Bank leads on 6 and Bonanza Valley State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.