Side-by-side · Q2 2026 data
Lake Region Bank vs Magnifi Financial Credit Union
Metric by metric
| Measure | Lake Region Bank | Magnifi Financial Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 68 |
| Capital cushion | 54 | 60 (stronger) |
| Loan quality | 97 (stronger) | 93 |
| Earnings | 94 (stronger) | 44 |
| Funding & liquidity | 98 (stronger) | 61 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 86th | 50th |
| Total assets | $153.0M | $2.8B |
| Deposits / shares | $139.1M | $2.3B |
| Capital ratio | 10.43% | 11.04% (stronger) |
| Problem loans | 0.09% (stronger) | 0.21% |
| Net charge-offs | -0.04% (stronger) | 0.20% |
| Return on assets | 1.85% (stronger) | 0.61% |
| Loans ÷ deposits | 53.8% (stronger) | 99.6% |
| Uninsured deposits | 16.6% | 13.9% (stronger) |
| Offices | 2 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.6% |
Lake Region Bank has the higher TellerScore (84 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Lake Region Bank leads on 5 and Magnifi Financial Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.