Side-by-side · Q2 2026 data
Lake Ridge Bank vs One Community Bank
Metric by metric
| Measure | Lake Ridge Bank | One Community Bank |
|---|---|---|
| TellerScore | 68 | 74 (stronger) |
| Capital cushion | 50 | 78 (stronger) |
| Loan quality | 89 (stronger) | 81 |
| Earnings | 62 | 73 (stronger) |
| Funding & liquidity | 57 (stronger) | 40 |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 49th | 74th |
| Total assets | $3.4B | $2.6B |
| Deposits / shares | $2.8B | $2.1B |
| Capital ratio | 9.95% | 12.78% (stronger) |
| Problem loans | 0.34% (stronger) | 0.58% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.05% | 1.33% (stronger) |
| Loans ÷ deposits | 87.0% (stronger) | 106.7% |
| Uninsured deposits | 29.4% | 27.0% (stronger) |
| Offices | 19 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.4% | 7.1% |
One Community Bank has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Lake Ridge Bank leads on 2 and One Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cottage Grove, WI
- Oregon, WI
- Waunakee, WI