Side-by-side · Q2 2026 data
Lake Shore Bank vs Greater Woodlawn Federal Credit Union
Credit union
Greater Woodlawn Federal Credit Union
Blasdell, New York · $100 million – $1 billion
Metric by metric
| Measure | Lake Shore Bank | Greater Woodlawn Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 92 | 96 (stronger) |
| Earnings | 65 | 85 (stronger) |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 90th | 99th |
| Total assets | $735.9M | $168.4M |
| Deposits / shares | $599.1M | $127.8M |
| Capital ratio | 17.43% | 23.92% (stronger) |
| Problem loans | 0.25% | 0.12% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.13% | 1.62% (stronger) |
| Loans ÷ deposits | 93.2% | 55.9% (stronger) |
| Uninsured deposits | 11.6% | 0.0% (stronger) |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.9% | 4.9% |
Greater Woodlawn Federal Credit Union has the higher TellerScore (96 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Lake Shore Bank leads on 1 and Greater Woodlawn Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.